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Terms & Conditions

Introduction
Welcome to United Pay, a service provided by PayCo HK Limited (“PayCo”, “we”, “us”, “our”). By accessing our website at www.united-pay.com (“Website”) or using our services, you agree to be bound by these Terms and Conditions (“Terms”). Please read these Terms carefully before using our Website or services.


Company Information
PayCo HK Limited is registered in Hong Kong under Business Registration Number 71204623, incorporated on the 25th of September, 2019. Our registered office is located at 23F LKF Tower, 33 Wyndham Street, Central, Hong Kong.


Eligibility
To use our services, you must:

Be at least 18 years old or of legal age to form a binding contract in your jurisdiction. Ensure that you are legally permitted to use our services in your country of residence. Agree to comply with all local laws regarding online conduct and acceptable content.


Services
Our services include providing a platform that facilitates seamless and borderless economic transactions through blockchain technology. These services are designed to empower financial institutions, businesses, and governments to move, manage, and tokenize value efficiently.


User Account
To access certain features of our Website, you may be required to create an account. You agree to provide accurate and complete information and keep this information up-to-date. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.


Intellectual Property Rights
All content on our Website, including text, graphics, logos, images, and software, is the property of PayCo HK Limited or its licensors and is protected by international copyright and intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.


Prohibited Use
You are prohibited from using our Website or services for any unlawful purpose or in any manner that could damage, disable, overburden, or impair our Website or interfere with any other party’s use of our services. Prohibited activities include:

  • Unauthorized access to our systems or data
  • Transmitting viruses, malware, or harmful code.
  • Engaging in fraud, phishing, or other deceptive practices.

Limitation of Liability
PayCo HK Limited will not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of our Website or services. We do not guarantee the continuous, uninterrupted, or secure access to our services, and operation of our Website may be interfered with by numerous factors outside of our control.


Indemnification
You agree to indemnify, defend, and hold harmless PayCo HK Limited, its officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of our Website or services, your violation of these Terms, or your violation of any rights of another.


Termination
We may terminate or suspend your access to our Website and services without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.


Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our Website. Your continued use of our Website or services after such changes will constitute your acceptance of the new Terms.


Governing Law
These Terms shall be governed and construed in accordance with the laws of Hong Kong, without regard to its conflict of law provisions.


Contact Us
If you have any questions about these Terms, please contact us at [email protected].

These Terms and Conditions are effective as of the date you first access our Website or use our services and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on our Website.



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Disclosures

© PayCo HK Limited  2019 – 2024